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How to Get Talktime Loan on Airtel, Vodafone, Idea, Aircel, Reliance, BSNL, Videocon, Telenor

It’s been 7 years when the first service was launch in India for talk time loan by airtel and after that, all telecom companies jumped into the loan pool and providing the loan to their consumer. But How to Get Talktime Loan on any operator and get some credit in your sim is still a big question on some people mind.

Well if companies are good they will automatically ask you to get the loan for your mobile number and if not then we are here for you. Now we will show you how you can get Talktime loan on any operators like Airtel, Vodafone, Idea, Aircel, Reliance, BSNL, Videocon and Uninor/Telenor.

There are many incidents when our balance is low and we can’t call or SMS someone in the urgent situation at that time even if you have 5 thousand in your pocket and there is no recharge shop near your location it's unusable. But if you know how you can get Talktime in your mobile sim card even if the amount is 10 rs at least you can tell someone to do a big recharge in your number. So I must say if you know many computer and mobile tricks and you don’t know this one then you must learn this also because may be you can help yourself or someone else by sharing it.

How to Get Talktime Loan

The method is very simple of getting a quick recharge for free quickly but then you will pay that amount in your next recharge. We will give some list of USSD code you just have to dial that USSD code in your dialer and hit call button like we did in our last post of Check Own Mobile Number and for some other networks we will tell you SMS number and keyword that you need to SMS to your operator after that they will credit your balance with 10 or more rupees depend on the network operator. We are writing this article on 8 operators here is the list.
  • Airtel
  • Aircel
  • Idea
  • Vodafone
  • Reliance
  • Tata Docomo
  • BSNL
  • Videocon
  • Telenor / Uninor
For all these telecom operators we have written a separate step by step tutorial so you won’t get confused. You just have to follow the simple steps for successfully recharge your phone. 

How To Get Talktime Loan in Airtel

Airtel users can get Talktime loan if their balance is lower than 5 rs. There are two ways to get the instant loan on Airtel using USSD loan code or loan via call. Both ways you get the loan without any extra charges so let’s check both methods written below to recharge your Airtel number.
get airtel loan
  • Dial *141*10#  it is Airtel loan number.
  • Now chose the loan option and follow their instruction you will get 10rs loan.
Another way is just call to 52141 and follow their instruction to get Talktime loan in Airtel number. Airtel made it so simple to get an instant loan without any hassle they even message you when your balance is low and suggest you get Talktime loan.

How to Get Talktime Loan in Aircel

If you are using Aircel sim card and your balance is below 10 Rs then you can get 10 rs instant loan if you want. You can get Talktime loan with 3 different methods one is USSD code you just enter Aircel loan code and you will get loan another is via SMS and 3rd and last is by calling, all three methods are good to get Talktime loan on Aircel number.
get aircel loan
  • Dial *414# with your Aircel number then you will get the instructions to get Talktime loan in your Aircel Sim.
  • you can also get Talktime loan in your Aircel via SMS LOAN to 55414 number.
  • You can also call 1288 and select option 6 to get Talktime loan in Aircel.
If you don’t replay within 24 hours then Aircel will recover 12 rupees from you that means 2 rupees extra loan fee. 

How to Get Talktime Loan in Idea

If you are using idea sim and your sim is 3 months old then you can get 10 Rs loan as well as 5 Rs loan but if your sim is new then you have to be 3 months older to get idea loan, there are 3 different USSD codes to get Talktime loan in Idea.
get idea loan
  • Dial *165*5# for 5 rs Talktime loan in Idea
  • Dial *150*10# for 10 rupees Talktime loan
  • If you want 4 rs loan then just dial *444#
Now let’s see the hidden charges in these loans. If you are taking idea loan for 10 rs then you have to return 13.80 rs and for 5 rs loan you have to return 6 rs and for 4 rupees pay 5 rupees back. That is mean 3.80 rs extra for 10 rs, 1 rupees extra for 4 and 5 rs loan.

How to Get Talktime Loan in Vodafone

If you are using Vodafone then you can get Talktime without USSD codes you can get Talktime loan in Vodafone with call and SMS. You can get 5 rs, 10 rs and 25 rs loan from Vodafone.
get vodafone loanr
  • Open your messenger and type CREDIT and send it to 144 then your balance will be credited with 10 rs. 
  • You can also call 1241 and follow their instruction to get Talktime loan in Vodafone.
As we already told you there are three different loans 5, 10 and 25 but you have to repay 1 rs extra for 5 rs loan and 2 rs extra for 10 rs loan and 3 rupees extra for 25 rs loan.

How to Get Talktime Loan in Reliance

If you are using Reliance and your balance is below 10rs then you can get Talktime loan with 2 different methods one is Reliance Talktime loan code also known as reliance USSD loan code while another is via SMS both the method are latest to get the Talktime loan in Reliance sim card.
Get Reliance loan
  • Just dial *141# and hit the call button you will get the reliance loan
  • Another method is SMS YCR and send it to 51234
Reliance will also take some extra fee for giving you Talktime loan in the emergency it may differ in some states.

How to Get Talktime Loan in Tata Docomo

If you are a Docomo user and you have the balance less than 5 rs then you can get the emergency loan but your sim card has to be 90 days old. There are two methods to get Talktime loan in Docomo sim card one is USSD Docomo loan code and another is by messaging/SMS.
Get docomo loan
  • Dial the Docomo loan code *369# and follow the instruction you will the balance in your Docomo sim card
  • You can also get Talktime loan in Docomo via SMS LOAN to 369
If you don’t repay the load within 24 hours then you will have to pay the extra emergency loan fee.

How to Get Talktime Loan in BSNL

Bsnl users also can get Talktime loan if their balance is less than 10 rs then you can get Talktime loan in BSNL of 10 rs. There is only one way right now available to get the emergency loan in BSNL by SMS let see how.
get Bsnl loan
  • You have to SMS CREDIT to 53738
You will get 10 rs credit in your main balance but next day you have to pay that loan.

How to Get Talktime Loan in Videocon

Videocon users can get 10, 20, 30 and 50 rs Talktime loan so if your balance is low and you want the emergency loan you can easily get on Videocon but your sim has to be 3 months old.
Get videocon loan
  • Dial *140# and follow their instructions to get Talktime loan in Videocon

How to Get Talktime Loan in Uninor / Telenor

If you are using Telenor sim card and you want Talktime loan then you can simple use Telenor Talktime USSD loan code written below. You can get 5 rs Talktime loan in Telenor if your balance is less than 5rs.
Get telenor loan
  • Dial *141# and follow their instructions to get Talktime loan in Telenor
Like other operators, there will be some hidden fee when you repay the loan to Telenor.
Hope we have given you all sim operators loan codes if we have forgotten any network then you can write in the comment section. 

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2 comments

Author
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Few Important Aircel USSD Codes

To check main balance and validity *125# or *127#
For Aircel Balance Transfer *122*666#
For special rate discounts 1215
To check IMIS number *222# or *2# or *214#
To check free SMS balance and validity *126*2#
To check GPRS or internet balance *126*1# or *126*4#
To know special deals and discounts *789#

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Author
avatar

Like other operators, there will be some hidden fee when you repay the loan to Telenor.

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